Nigerian Bank SWIFT Codes: Complete List
SWIFT codes are international banking identifiers used when banks process certain cross-border payments. In Nigeria, each participating bank has its own SWIFT or BIC code, and some banks may have branch-specific versions. Always confirm the exact code with the receiving bank before sending an international transfer.
What Is a SWIFT Code?
A SWIFT code, also called a BIC, identifies a bank or financial institution for international payments. It is normally 8 characters, although an 11-character version can include a branch identifier.
Nigerian Bank SWIFT Codes
| Bank | SWIFT/BIC |
|---|---|
| Access Bank | ABNGNGLA |
| Citibank Nigeria | CITINGLA |
| Ecobank Nigeria | ECOCNGLA |
| Fidelity Bank | FIDTNGLA |
| First Bank of Nigeria | FBNINGLA |
| FCMB | FCMBNGLA |
| GTBank | GTBINGLA |
| Jaiz Bank | JAIZNGLA |
| Keystone Bank | PLNINGLA |
| Lotus Bank | LOTUNGLA |
| Parallex Bank | PARANGLA |
| Polaris Bank | PRDTNGLA |
| Stanbic IBTC Bank | SBICNGLA |
| Sterling Bank | NAMENGLA |
| UBA | UNAFNGLA |
| Unity Bank | ICITNGLA |
| Wema Bank | WEMANGLA |
| Zenith Bank | ZEIBNGLA |
How to Use a SWIFT Code
When receiving an international payment, the sender may need your bank’s SWIFT code together with your name, account number and other banking information requested by the receiving bank. The exact requirements depend on the payment route and currency.
Is a SWIFT Code the Same as a Sort Code?
No. A SWIFT code is primarily used for international banking transactions, while a Nigerian sort code is a domestic banking identifier. They should not be substituted for one another when completing payment instructions.
Why You Should Verify a SWIFT Code
SWIFT information can differ by bank, branch or payment arrangement. Some banks also use specific branch codes for particular transactions. Before sending money, confirm the code, recipient account number, account name and any intermediary-bank details with the receiving bank.
What If Your Bank Is Not on the List?
Contact your bank and ask for its current SWIFT or BIC code for receiving international payments. This is particularly important for newer banks and financial institutions whose international payment arrangements may differ from traditional commercial banks.
This list is a reference rather than a substitute for the bank’s current payment instructions. Confirm the required SWIFT details directly with the receiving bank before making an international transfer.
