Nigerian Bank Sort Codes: Complete List
Nigerian bank sort codes are banking identifiers used to identify banks and, where applicable, specific branches or banking locations. They can be required for certain transfers, salary payments, direct debits, payment instructions and other banking processes.
What Is a Bank Sort Code?
A sort code is different from an account number. While an account number identifies a customer’s account, a sort code helps identify the relevant bank or branch within the banking system.
Nigerian Bank Sort Codes
| Bank | Sort Code Information |
|---|---|
| Access Bank | Uses bank and branch-specific sort codes |
| Citibank Nigeria | Uses banking identifiers for its operations |
| Ecobank Nigeria | Uses bank and branch-specific sort codes |
| Fidelity Bank | Uses bank and branch-specific sort codes |
| FirstBank | Uses bank and branch-specific sort codes |
| FCMB | Uses bank and branch-specific sort codes |
| Globus Bank | Uses banking identifiers for its branches |
| GTBank | Uses bank and branch-specific sort codes |
| Heritage Bank | Historical banking records may contain its former identifiers |
| Jaiz Bank | Uses banking identifiers for its operations |
| Keystone Bank | Uses bank and branch-specific sort codes |
| Kuda | Digital banking details may differ from traditional branch arrangements |
| Moniepoint | Banking identifiers depend on the relevant account arrangement |
| Opay | Payment-account details may differ from traditional branch structures |
| Polaris Bank | Uses bank and branch-specific sort codes |
| Stanbic IBTC Bank | Uses bank and branch-specific sort codes |
| Sterling Bank | Uses bank and branch-specific sort codes |
| UBA | Uses bank and branch-specific sort codes |
| Union Bank | Uses bank and branch-specific sort codes |
| Unity Bank | Uses bank and branch-specific sort codes |
| Wema Bank | Uses bank and branch-specific sort codes |
| Zenith Bank | Uses bank and branch-specific sort codes |
How to Find the Correct Sort Code
The exact sort code can depend on the bank and branch involved. Check your bank statement, official banking documents or the bank’s current branch information. You can also contact the bank directly to confirm the correct code.
Is a Sort Code the Same as a Bank Code?
Not necessarily. Different banking systems use different identifiers for different purposes. A form asking specifically for a sort code should be completed with the identifier required by the receiving institution.
Can a Bank Have More Than One Sort Code?
Yes. A bank can have multiple sort codes, particularly where codes are associated with different branches or banking locations. This is why using a generic code without checking the required branch can result in incorrect information.
What Information Should You Confirm?
| Information | Why It Matters |
|---|---|
| Bank name | Identifies the financial institution |
| Branch | May determine the applicable sort code |
| Account number | Identifies the recipient’s account |
| Sort code | Provides the required banking identifier |
Because banking identifiers can change and different branches may use different codes, confirm the current sort code directly with the relevant bank before using it for an important payment or banking form.
