Optimus Bank USSD Code And Optimus Bank Transfer Code
Optimus Bank uses *930# as its USSD channel, known as the Optimus Code. The service covers several account-related functions, while customers who need a wider range of digital features can use the OptiVerse mobile banking platform.
Optimus Bank USSD Code
Dial *930# from the mobile number connected to your Optimus Bank account. If you are using the service for the first time, the bank provides a USSD enrolment process that starts with entering your account number.
How to Activate Optimus Bank USSD
To activate your USSD profile, dial *930*6*Account Number*Date of Birth#. The date of birth should be entered in the DDMMYYYY format. You can then reset your PIN and activate the USSD profile.
| Optimus Bank Service | USSD Code |
|---|---|
| USSD Banking | *930# |
| USSD Activation | *930*6*Account Number*DOB# |
| Account Blocking | *930*911# |
| Blocking From Another Phone | *930*911*Account Number# |
| Other Banking Services | *930# |
Optimus Bank Transfer Code
Optimus Bank customers can initiate transfers through the *930# menu. After opening the menu, select the transfer service and provide the beneficiary’s bank details and the amount to be sent. Review the transaction information before approving it with your USSD PIN.
How to Block an Optimus Bank Account With USSD
Optimus Bank provides a dedicated emergency option for customers who need to restrict their account. Dial *930*911# and complete the requested validation using your USSD transaction PIN.
If you no longer have access to your registered phone, you can dial *930*911*Account Number# from another phone and complete the required validation with your date of birth.
Optimus Bank USSD and the OptiVerse App
The USSD channel is designed for quick access, while OptiVerse provides a broader digital banking environment. Through OptiVerse, customers can transfer money, buy airtime and data, pay bills, view transaction history and generate account statements.
How to Get an Optimus Bank Statement
Customers using OptiVerse can request an account statement by opening History, selecting Generate Statement, choosing the required period and submitting the request. The statement is sent to the registered email address.
What If You Forget Your Optimus Bank PIN?
PIN reset is available through the OptiVerse app. Log in, open Profile, choose Change/Reset PIN, select Forgot PIN and follow the instructions provided.
Optimus Bank USSD Charges
Electronic transfers made through Optimus Bank may attract applicable NIP charges. The bank currently lists ₦10 for transfers from ₦1 to ₦5,000, ₦25 for ₦5,001 to ₦50,000 and ₦50 for amounts above ₦50,000, with VAT applicable to these charges.
Frequently Asked Questions
What is the Optimus Bank USSD code?
The Optimus Bank USSD code is *930#.
How do I activate Optimus Bank USSD?
Dial *930*6*Account Number*Date of Birth# and follow the activation instructions.
What is the Optimus Bank transfer code?
Dial *930# and select the transfer option from the USSD menu.
How can I block my Optimus Bank account?
Dial *930*911# and complete the required validation.
Can I use Optimus Bank USSD without internet?
Yes. The Optimus Code is designed to work without mobile data, provided your phone has mobile network service.