How to Check Your Bank Transaction History in Nigeria
Checking your bank transaction history helps you keep track of money entering and leaving your account. You can usually review recent transactions through your bank’s mobile app, internet banking platform, USSD service or account statement.
How to Check Your Bank Transaction History
The easiest method is usually your bank’s official mobile banking app. After signing in, select the account you want to review and open the transaction history, account activity or statement section.
- Open your bank’s official mobile app.
- Sign in securely.
- Select the relevant account.
- Open transaction history or account activity.
- Review your deposits, withdrawals, transfers and other transactions.
Can You Check Transaction History With USSD?
Some Nigerian banks provide limited transaction information through USSD. Dial your bank’s official USSD code from the phone number linked to your account and look for an option related to account activity or recent transactions.
USSD menus differ between banks, so the available transaction history and date range may vary.
Other Ways to View Bank Transactions
| Method | What It Can Help You Do |
|---|---|
| Mobile app | Review recent account activity |
| Internet banking | View and manage transaction records |
| USSD | Check selected account information |
| Bank statement | Keep a detailed financial record |
| SMS or email alerts | Confirm individual transactions |
What If You See an Unknown Transaction?
If you notice a transaction you do not recognize, check the transaction details first. If you still cannot identify it, contact your bank through an official customer-service channel and report the transaction.
Never give your PIN, password or OTP to anyone claiming to be investigating a transaction.