NOVA Bank USSD Code And NOVA Bank Transfer Code

NOVA Bank introduced its *682# USSD service in 2025 as another way for customers to access everyday banking without relying on the mobile app. The service supports account opening as well as transactions for existing customers.

NOVA Bank USSD Code

The NOVA Bank USSD code is *682#. Dial it from your mobile phone to display the available banking options.

NOVA Bank Transfer Code

Customers can initiate a transfer through the NOVA USSD platform by dialing *682# and selecting the transfer option. NOVA also provides a direct transfer format: *682*1*Amount*Account Number#.

How to Open a NOVA Bank Account With USSD

One feature that distinguishes NOVA’s USSD service is that prospective customers can begin opening an account without first visiting a branch. Dial *682#, choose the option for users who are new to NOVA and follow the registration prompts.

The registration process can use either a BVN or NIN. After the required details are successfully verified, NOVA sends the newly created account number by SMS.

How Existing Customers Activate NOVA USSD

If you already have a NOVA account, dial *682# and select the option indicating that you already have an account. Follow the registration prompts and create the four-digit USSD transaction PIN required for future transactions.

Checking Your NOVA Bank Balance

Account balance enquiry is available through the NOVA USSD menu. Dial *682#, select the balance option and complete any authentication requested on the screen.

NOVA USSD Airtime and Other Services

The USSD platform supports everyday services including airtime purchases and basic account transactions. Customers who need additional functions can use the NOVA Phygital mobile app, which supports transfers, bill payments, airtime and data top-ups, statements, loan applications and repayments.

Can NOVA USSD Work Without Internet?

Yes. The *682# service is designed to operate through the mobile network, so customers do not need mobile data or Wi-Fi to access the USSD menu.

What to Do If NOVA USSD Is Not Working

Check that your SIM has network service and that you are using the mobile number associated with your NOVA account. If the problem continues, NOVA’s customer support can be reached on +234 913 666 6680 or 02 01 280 4000.

NOVA Bank USSD Security

Keep your USSD transaction PIN private and verify beneficiary details before approving a transfer. Do not provide your PIN, OTP or other authentication information to anyone claiming to be assisting with a transaction.

Frequently Asked Questions

What is the NOVA Bank USSD code?

The NOVA Bank USSD code is *682#.

What is the NOVA Bank transfer code?

You can access transfers through *682#. The bank also provides the direct format *682*1*Amount*Account Number#.

Can I open a NOVA Bank account with USSD?

Yes. NOVA allows new customers to begin account registration through *682# using their BVN or NIN.

Can I check my NOVA Bank balance with USSD?

Yes. Balance enquiry is available from the *682# USSD menu.

Does NOVA Bank USSD require internet?

No. USSD banking operates through the mobile network and does not require mobile data or Wi-Fi.