Heritage Bank USSD Code And Heritage Bank Transfer Code

Heritage Bank was a Nigerian commercial bank that provided personal and business banking services before its banking licence was revoked in 2024. The bank’s closure affected customers who held accounts, deposits and other banking relationships with Heritage Bank.

What Happened to Heritage Bank?

The Central Bank of Nigeria (CBN) revoked Heritage Bank’s banking licence on June 3, 2024. The CBN stated that the action followed the bank’s failure to improve its financial performance despite various notices and measures.

Is Heritage Bank Still Operating?

Heritage Bank is no longer operating as a licensed commercial bank in Nigeria. Customers should therefore not expect the former Heritage Bank USSD, mobile banking or branch services to operate as they did before the licence revocation.

What Happened to Heritage Bank Customers?

Following the licence revocation, the Nigeria Deposit Insurance Corporation (NDIC) was appointed as the liquidator. The NDIC subsequently began the process of verifying depositors and paying insured deposits according to the applicable deposit-insurance rules.

How to Recover Money From a Heritage Bank Account

Former Heritage Bank customers with unpaid deposits should follow the instructions provided by the NDIC concerning verification and payment. Customers may be required to provide appropriate identification and account information before their claims can be processed.

Can I Still Use the Heritage Bank USSD Code?

No. Heritage Bank’s former USSD banking service should not be treated as an active banking channel because the bank’s licence was revoked. Customers should use their current bank’s official USSD service for new transactions.

What Should Former Heritage Bank Customers Do?

• Keep records of your former Heritage Bank account and transaction details.
• Follow official NDIC instructions concerning deposit verification and payment.
• Use only official NDIC communication channels for information about claims.
• Do not give your PIN, OTP or other confidential banking information to people claiming to process your deposit.
• Contact the NDIC if you need clarification about an outstanding deposit claim.

Heritage Bank Account and Banking Information

Because Heritage Bank is no longer operating as a licensed bank, information about its former USSD codes, transfers, account balance services and branches is mainly historical. Former customers should not send money to old Heritage Bank account details or rely on old banking instructions for current transactions.

Frequently Asked Questions

Is Heritage Bank still in Nigeria?

Heritage Bank’s banking licence was revoked by the CBN in June 2024, and the bank ceased operating as a licensed bank.

What happened to Heritage Bank?

The CBN revoked Heritage Bank’s licence after stating that the bank had not improved its financial performance despite regulatory interventions.

Can I access my old Heritage Bank account?

Former customers should follow the applicable NDIC process for outstanding deposits and claims rather than attempting to use the bank’s former banking channels.

Can I still transfer money to a Heritage Bank account?

You should not initiate a new transfer to an old Heritage Bank account. Confirm the recipient’s current bank account details before sending money.

Who handles Heritage Bank’s liquidation process?

The Nigeria Deposit Insurance Corporation was appointed as the liquidator following the revocation of Heritage Bank’s licence.